Our agency is very active in the group and individual medical insurance marketplace. Whether you are investigating medical insurance for an individual, a group plan for a small start up, or a partially self-funded multi-state corporate group plan, our agency is capable and prepared to assist you. We can help you evaluate your needs, survey the marketplace, prepare side by side plan and price comparisons for your review, and then help you implement the plan(s) that you determine best meet your objectives.  By extensively analyzing health plan designs and funding alternatives, we identify the best vendors to maximize purchasing value and ensure each client's strategy is a success.

Some of our benchmarking tools include:

• Conducting an employee benefits needs analysis
  
  
• Extensive plan design and funding analysis
  
  
• Trend survey Analysis
  
  
• Access to carrier financial statistics using AM Best data
  
  
• Medical cost component analysis of final proposals
  
  
• GeoAccess tools for assessing network access in the areas where employees live and work

At Preferred Benefits, we also provide a comprehensive study of self-funded plans and funding arrangements.  We analyze your Top 25 CPT codes and compare network discounts and geo access to ensure your group maximizes the highest discounts with the least amount of disruption to your employees.  Pharmacy Benefits Managers are examined for the strongest rebates, while at the same time ensuring the ediphacy of the dispensed drugs are reducing your catastrophic claims.  Contractual language with stop loss vendors is analyzed and compared with current language to ensure exclusions of major catastrophic events are detailed to the decision-maker.